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JoePat Roop on Retire(meant) for Living Radio Hour with Guest Tucker Carlson

JoePat Roop, Founder and Chief Investment Strategist of Belmont Capital, sat down on his show, Retire(meant) for Living Radio Hour, to discuss Tucker Carlson's new book, Ship of Fools.

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Topics: Retirement, Radio

 

It used to be easy to prepare for retirement. You worked hard, you saved, and when you were ready to retire you bought municipal bonds, you had a pension and Social Security. Together, the income from these sources allowed you to retire with confidence and to live comfortably and securely.

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Topics: Social Security, Retirement, Retiremeant for Seniors, Belmont Capital Advisors, Retiremeant For Living, Retirement Savings, retirementforliving, financialfuture, taxesandsocialsecurity, babyboomers, retirementplanning

 

While not suitable for everyone, the endowment model may be more relevant and advisable than ever before, particularly for certain individual investors.  David Swensen began diversifying the portfolio into other asset classes starting with private equity and then later absolute return and other diversifying assets.  The new investment model's generation of strong returns with lower portfolio volatility through various economic and investment climates has attracted growing attention and much emulation.  

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Topics: Social Security, Retirement, Retiremeant for Seniors, Belmont Capital Advisors, Retiremeant For Living, Retirement Savings, retirementforliving, financialfuture, taxesandsocialsecurity, babyboomers, retirementplanning

 

With all of the different investment vehicles available, it's important to note that some are better-suited for certain tax structures (tax-deferred, taxable, tax-free) than others are.  Successful retirements are made from plans that allow you to spend from your tax-free bucket when it matters.  The important thing is to minimize taxes and if possible eliminate income taxes in retirement.  There is, in fact, a smart way to pack your financial baskets.

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Topics: Social Security, Retirement, Retiremeant for Seniors, Belmont Capital Advisors, Retiremeant For Living, Retirement Savings, retirementforliving, financialfuture, taxesandsocialsecurity, babyboomers, retirementplanning

 

There's no obvious "right" time to begin collecting Social Security benefits, but the age at which you begin receiving benefits will affect how much retirement income you have, so you should weigh the consequences carefully.  If you collect Social Security before your full retirement age, your benefits will be permanently reduced.

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Topics: Social Security, Retirement, Retiremeant for Seniors, Belmont Capital Advisors, Retiremeant For Living, Retirement Savings, retirementforliving, financialfuture, taxesandsocialsecurity, babyboomers, retirementplanning

 

An individual retiring immediately preceding a bear market will likely have a lower amount of spending power than someone retiring at the end of a bear market.  Why is this so important?  The biggest investment risk that retirees face, beyond scams and theft is sequence of returns risk.

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Topics: Retirement, Retiremeant for Seniors, Belmont Capital Advisors, Retiremeant For Living, Retirement Savings, retirementforliving, financialfuture, taxesandsocialsecurity, babyboomers, retirementplanning